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Free budget templates

Three spreadsheets with working formulas, in the formats people actually use. No email address, no sign-up, no watermark.

Last updated: 2026-08-07

  • Monthly budget template — Zero-based. Assign every dollar until nothing is left over.
  • Weekly budget spreadsheet — For weekly or fortnightly pay.
  • Wedding budget template — Editable split, plus committed vs paid tracking.
  • Google Sheets budget template — The monthly budget, with import instructions.
  • Excel budget template — The monthly budget, no macros.
  • Apple Numbers budget template — Opens natively on Mac, iPad and iPhone.

Why no email wall

Because a template held hostage behind a signup form isn't free, and we'd rather you had the thing than we had your address. All three files are direct downloads.

They're the same three files

A .xlsx opens natively in Excel, imports into Google Sheets in two clicks, and opens in Apple Numbers without losing formulas. Rather than publishing near-identical files per platform, there are three templates and per-platform instructions. A .csv is there as a fallback.

Prefer not to use a spreadsheet?

The free calculators do the same arithmetic in your browser, and Alfie does it on your phone with no bank linking and no account.

Alfie

A clearer budget.
A calmer next move.

Private, offline-first manual budgeting that helps you make a real plan without connecting a bank.

  • No bank connection
  • No ads
  • No AI advice

Apple now · Android coming soon

Start with one budget, free forever.

Use Alfie Basic on iPhone, iPad, and Mac. Upgrade only when you want more planning power.

Choose your platform →Android is coming soon →

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