Opens straight into Numbers on Mac, iPad and iPhone. Free, with working formulas and no email wall.
Last updated: 2026-08-07
Monthly budget (zero-based)
Income, three expense groups, and a live “left to assign” figure that reaches zero when every dollar has a job.
Download for Numbers (.xlsx)Download .csv
No email address, no sign-up. The formulas work — totals recalculate as you type.
Download the file and double-click it. Numbers opens .xlsxnatively and converts it without losing the formulas — then chooseFile → Save if you want a native .numbers copy.
On iPad or iPhone, save it to iCloud Drive and open it from the Files app. It will follow you across your Apple devices through your own iCloud — which, incidentally, is exactly how Alfie syncs too.
A spreadsheet is an excellent way to plan a month and a poor way tolive one. It's on a laptop; your spending happens in a shop. By the time you sit down to reconcile, you're guessing.
That gap is why we built Alfie — the same zero-based method, on your phone, updating what you're safe to spend as you go. No bank linking, no account, works offline. But take the spreadsheet either way: it's free, it's yours, and it works.
Get Alfie on the Apple App Store
