How do I make a weekly budget?

Record the income arriving this week, list what has to be paid from it, and — critically — set aside a share of each monthly bill rather than waiting for it to land. Divide each monthly bill by four and park that amount every week.

Is a weekly budget better than a monthly one?

It is better if you are paid weekly or fortnightly. A monthly view can look healthy while a particular week is short, because it averages away the timing. If you are paid monthly, a monthly budget is simpler.

What is the set aside for monthly bills row for?

It is the row that makes weekly budgeting work. Take each monthly bill, divide it by four, and set that aside weekly so the bill is already funded when it arrives instead of blowing up one week in four.

Weekly budget spreadsheet

Built for weekly or fortnightly pay, where a monthly budget hides the squeeze.

Last updated: 2026-08-07

Weekly budget

For anyone paid weekly or fortnightly, where a monthly view hides the squeeze.

Download (.xlsx)Download .csv

Works in Excel, Google Sheets, Apple Numbers and LibreOffice. No email address.

The row that makes it work

Set aside for monthly bills. Take each monthly bill, divide by four, and park that amount every week. Without it, three weeks look fine and the fourth is a disaster — which is the usual reason weekly budgets get abandoned.

What's in it

Money in and money out for a single week
A “set aside for monthly bills” row — the one that makes weekly budgeting survive
Planned vs actual, with what's genuinely left

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