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Wedding budget calculator

Enter your total budget and see where it goes. Every percentage is editable, because the standard split is a starting point to argue with, not a rule.

$

Everything you're willing to spend, from all sources.

Every percentage is editable — move money to what matters to you.

Percentages total 100%.

Your wedding budget

Enter a budget

The split is the easy half. Weddings go over budget across a year of deposits, instalments and one more thing — while the rest of your normal spending carries on. Alfie tracks wedding saving as a goal inside a real monthly budget, so the two don't quietly collide.

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Nothing you type here is saved, sent, or tracked. Close the tab and it's gone.

Treat the percentages as an argument starter

The starting split here is conventional planning wisdom, not research, and we would rather say that plainly than dress it up. Its real use is showing you the shape of the trade: moving photography from 12% to 18% has to come from somewhere, and the calculator makes you decide where.

Couples' priorities differ enormously and legitimately. If the photographs are the thing you will still have in thirty years, weight them. If the party matters more, weight the venue and the music. There is no correct split, only one that matches what you actually care about.

Keep the contingency

The line most people delete first is the one that saves them. Weddings do not usually overrun through one dramatic decision — they overrun through thirty small additions, each individually reasonable. A contingency of 5 to 10% is what absorbs those without forcing you to unpick something already paid for.

The costs that catch people out

  • Vendor gratuities — often significant, rarely budgeted.
  • Alterations, which can approach the cost of the outfit.
  • Overtime charges if the day runs long.
  • Delivery, setup and takedown fees.
  • Postage — real money once you count save-the-dates, invitations and thank-yous.
  • The marriage licence itself.

The part a calculator can't do

A wedding budget is not really a one-off sum. It is a year of deposits and instalments running alongside your normal life — rent, groceries, everything else. Most wedding overspend happens because those two budgets are tracked separately until they collide.

Related

  • Sinking fund calculator
  • Free monthly budget calculator
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